GurInvest · Property financing in Israel

Mortgage Simulator

Your property, your financing

Mortgage amount₪2,100,000

Editable illustrative assumptions, not current bank rates

Eligibility and classification require lender confirmation

Remaining balance and monthly payments

Remaining balance (ILS)

Monthly payments (ILS)

Discuss your property financing

Israeli financing questions

What is a mashkanta?

An Israeli mortgage, often combining tracks with separate rates and indexation. A track is a part of the loan with its own terms

Is this approval in principle?

No. Approval in principle is a lender assessment after reviewing the borrower and transaction

Is the limit guaranteed for non-residents?

No. Regulatory classification and required documents must be confirmed; the lender may limit financing

CPI versus construction index?

CPI may index a mortgage track’s principal. The construction index may affect certain developer payments where contract and law permit

Bank of Israel reference, Directive 329 (06/26), reviewed: 2026-11-01 · Official source. Ceilings are not entitlements; classification and disposable income require confirmation